What consumers think of Compare And Save Corner.
"I was skeptical at first. Thought I was paying the going rate. Boy was I wrong!" Andrew T.
"I really didn't understand homeowners insurance. Your agent explained everything. I've since made a few changes to my policy." Marcel C.
"I really wish I would had done this earlier. I was paying a lot more than I needed to pay." Jason L.
"They took the time to explain my policy to me. Now I have a great understanding of what is covered and what is not. Thank you!" Jennifer A.
"Have a special circumstance. I now have a special policy that covers it perfectly. Thanks." Tim R.
Why Shop and compare?
- Insurance rates change. If you don't compare regularly, you could end up paying much more than you need to - without even realizing it.
- Property values change. If you don't review regularly, you could be in for a very unpleasent surprise should the unexpected occur.
- Circumstances change. As time goes by, needs change faster than we realize. There may be products available that serve your current needs better.
The Experts Agree.
Fast, Easy and Smart!
Our team provides free, no-hassle comparisons and quotes on any product you are interested in. Find the best rates. Find ways to save. Find out about a different coverage. All with no obligation. In many cases, we can provide you with valuable cost-saving information in 5 minutes or less! Tell us what you're curious about below, or just call!
Concerning Home Insurance
The costs of covering all of these potential expenses, tends to increase over time. If you haven't reviewed your home owners insurance recently, you may be woefully under-insured. Please contact us. We can run a quick, no-obligation analysis that will provide the valuable comparative information you need.
Do you need renter's insurance?
Often, we take our personal items for granted. We never consider the cost to replace them if they are stolen, or destroyed in a fire. Consider for a moment just how much money it would take to replace the televisions, computers, electronics, furniture, appliances, clothing, jewelry, and other items that you have acquired over the years? How difficult would it be to absorb such a loss? Once we take a hard look at the numbers, most of us realize that if we are renting and are not covered by renter's insurance, we are taking quite a risk.
Renter's insurance covers more than your personal property.
When renting, there are other issues to consider besides your personal property. Renter's insurance also provides liability coverage for damages caused by negligence. For instance, if you accidentally leave the kitchen faucet on and it overflows into your neighbors' apartment, you could be found liable for the damage. If found to be liable, you could be made responsible for repairs, any medical bills related to the accident, as well as defense costs should a law suit be brought against you. A quality renter's insurance policy would cover those costs.
A good renter's insurance policy will also cover medical or legal expenses associated with your home. If somehow, someone gets injured in your apartment, without renter's insurance you could be on the hook for the potential medical expenses associated - and even legal expenses if there is a resulting lawsuit. A typical renters policy covers a full range of risks that any renter could be exposed to.
Renter's Insurance Is Affordable.
On average, a good renter's insurance policy may run around $20.00 per month – about the cost of a pizza delivery.
Need a better understanding of how a particular insurance product works? Give us a call!
In exchange for paying a premium, the insurance company agrees to pay your losses as outlined in your policy. Coverages may include:
- Property – damage to or theft of your car.
- Liability – legal responsibility to others for bodily injury or property damage.
- Medical – costs of treating injuries, rehabilitation and sometimes lost wages.
Business insurance protects businesses from losses due to unforseen events that may occur during the normal course of business. There are many types of businesses insurance coverages, including coverage for property damage, legal liability and employee-related risks.
Flood insurance covers a dwelling for losses sustained by water damage specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, blocked storm drainage systems, or levee dam failure.
Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others.
Most renters insurance policies cover items in a rented property from circumstance such as fire or theft. Renters insurance also protects you against claims if someone is hurt in your rented home. A good policy will also protect other people's property from damage that occurred in your home (Such as if your bathtub overflowed and caused water damage in the unit below yours.) A good plan will also cover the cost for you to live somewhere else while your home is restored.
Generally, Umbrella insurance is a type of personal liability insurance that covers claims that are in excess of what your homeowners, auto, or other similar policies will pay. It covers not just the policyholder, but also other members of their family or household. It also covers injury to others or damage to their possessions. It does not directly protect the policyholder's property.